Ripple's Schwartz on XRP: 'I Don't Have Much Left Anymore'
News By Alex Dovbnya Mon, 4/05/2026 - 15:09 Ripple CTO Emeritus David Schwartz has candidly revealed that he has largely liquidated his XRP holdings. Advertisement
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Ripple CTO Emeritus David Schwartz has candidly revealed that he does not have much XRP left.
He may miss out on massive crypto windfalls, but the Ripple veteran claims peace of mind is his top priority as of now.
The $1.05 Ethereum sale
As reported by U.Today, Schwartz famously sold Ethereum (ETH) at just $1.05/
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Advertisement"If I had thought there was a 1% chance of it hitting $2,368, I would not have sold it for $1.05," he said.
When subsequently asked by another user if he was holding onto his XRP, Schwartz delivered an update on his portfolio.
"I don't have that much left anymore. I've tried to get most of my assets (other than Ripple stock) away from crypto exposure. As I've said, I really don't like risk even though pretty much every risk I've taken has worked out amazingly well for me," he said.
AdvertisementSchwartz has explained that relying on his Ripple equity provides him with enough skin in the game without the volatility of holding pure digital assets.
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"I fully recognize that crypto may be a once-in-a-generation chance to get rich that we have not missed yet and that may mean that I miss a lot of it," he explained. "I'm okay with that and hope my Ripple stock gives me enough exposure. I sleep better at night that way."
The Ripple vet claims diamond hands guy. That's not me. I'm the smart, sensible investment guy who might miss the big opportunities. And I'm okay with that."
Pouring cold water on the $10K prediction
As reported by U.Today, Schwartz recently dismantled the "uber-bullish" $10,000 XRP price targets pushed by social media influencers, arguing that if wealthy investors genuinely believed there was even a 1% chance of XRP hitting five digits, they would have already bid the token up to at least $20 today.
Schwartz has previously admitted to selling off a significant portion of his XRP portfolio at just $0.10. That price level seemed "insane" back then.
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