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Ripple CEO Names XRP's Main Advantages

By Alex Dovbnya · Published May 14, 2026 · 2 min read · Source: U.Today
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Ripple CEO Names XRP's Main Advantages

News By Alex Dovbnya Thu, 14/05/2026 - 6:20 Ripple's Brad Garlinghouse has outlined the key advantages of the XRP token. Advertisement Ripple CEO Names XRP's Main Advantages
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Ripple chief technology officer Brad Garlinghouse recently took to the X social media network to share some key advantages of the XRP Ledger (XRPL). 

He has noted that the architects behind XRPL, many of whom were early contributors to Bitcoin, designed the ledger specifically to solve some inefficiencies that have plagued the global payment industry. 

Speed, cost, and scale 

According to Garlinghouse, XRP's main advantage is that it is incredibly efficient for moving value. Transactions on the ledger can be settled within just 3 to 5 seconds.

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The cost of these transactions is remarkably low. They typically penny or fractions of a cent.

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The network has now completed 4 billion transactions to date, which speaks volumes about its robustness. 

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Garlinghouse has also stressed the importance of the "XRP family" (the extremely passionate community behind the token).  The enthusiasm of the community behind the project has provided the community foundation necessary for the blockchain's longevity. 

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To sum up, the combination of speed, cost-efficiency, and community support helps XRP to stand out amid a plethora of other altcoins that have flooded the market and maintain its position in the top 10. 

Focusing on utility 

Garlinghouse also shared his take on the relationship between traditional finance (TradFi) and the digital asset industry during a high-level panel with leaders from Binance and Solana. 

He observed that "TradFi is coming for crypto in a really positive way." The Ripple boss has recalled recent moves by institutions like Morgan Stanley to undercut competition on pricing for crypto services.

Garlinghouse has argued that the industry must move beyond its early reputational hurdles, such as the collapses of FTX and Terra Luna. Now, it has to focus on offering utility. 

He noted that "we can't just be an industry that is about speculation or certainly not meme coins." Garlinghouse has explained that the current "crypto summer" is increasingly defined by infrastructure rather than hype. According to Garlinghouse, "the winners are going to be the ones who own underlying infrastructure." 

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