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In the crypto market, if you don’t understand the source of your profits, you often create them yourself. Use the framework below to guide your thinking towards DeFi, because DeFi acts like a treasury in an external bank, even better. DeFi helps your idle money generate automatic returns based on the project’s APY (Amount per Installment). You can lend, borrow, or deposit money to earn annual and monthly profits. Concrete alone offers an APY of 8.5% per year, which is much better than banks. The Vault is the total supply of user deposits with a Total Value Locked of $1.054B, and this number continues to grow. Explore Concrete at app.concrete.xyz to make your idle money generate profits. Good luck with Concrete!