FixedFloat: The Instant No-KYC Crypto Exchange Since 2018 — Lightning Fast, Non-Custodial, 100+ Coins

CryptoShock6 min read·Just now

No account. No KYC. No waiting. Just swap.

“I need to swap BTC to XMR quickly without creating another account or uploading my ID.”

FixedFloat has been the answer since 2018.

📍 The Problem: Most Exchanges Are Slow, Invasive, and Complicated

ProblemTypical Exchange📝 KYC requiredUpload ID, wait hours/days🔐 Account neededEmail, password, 2FA⏱️ SlowSign-up → deposit → trade → withdraw💸 High fees1–3% + network fees🔒 CustodialThey hold your funds

FixedFloat fixes everything.

SolutionFixedFloat✅ No KYCNo ID, no email, no phone✅ No accountOptional registration only for history✅ Instant3 steps — select, send, receive✅ Low fees0.5% (float) or 1% (fixed)✅ Non-custodialYour funds never stored

FixedFloat is the simplest way to swap crypto — period.

Swap now at fixedfload.vercel.app

🏦 What Is FixedFloat? (Since 2018)

FixedFloat is a fully automatic, non-custodial cryptocurrency exchange founded in 2018.

MetricValueFounded2018 (6+ years running)Supported coins100+Minimum swap$1 (lowest available)Floating rate fee0.5%Fixed rate fee1%Lightning Network✅ First exchange to integrateKYC required❌ NoAccount required❌ NoCustody modelNon-custodialReviews2,100+ on Trustpilot

Why FixedFloat is different:

FeatureFixedFloatMost ExchangesRegistration❌ Not required✅ RequiredKYC❌ No ID needed✅ ID, selfie, proof of addressAccount creationOptional (for history)MandatorySwap speedMinutes (seconds with LN)Hours sometimesMinimum swap$1$10–50Lightning support✅ First mover❌ Rare

FixedFloat is built for privacy, speed, and simplicity.

⚡ Rate Types: Fixed (1%) or Floating (0.5%)

FixedFloat gets its name from supporting both rate models.

🔒 Fixed Rate (1% fee)

FeatureDetailFee1%Rate guaranteeLocked at submission — exact amount guaranteedWho absorbs riskFixedFloat absorbs market volatilityBest forLarge amounts, volatile markets, precision matters

📈 Floating Rate (0.5% fee)

FeatureDetailFee0.5% (half of fixed)Rate determinationLive market price at confirmationWho absorbs riskYou accept rate may shiftBest forSmall/fast swaps, stable markets, Lightning Network

Which Should You Choose?

ScenarioRecommended RateSwapping $10,000 BTC → ETHFixed — precision mattersSwapping $100 BTC via LightningFloat — instant confirmation, lower feeMarket is volatileFixed — lock in the rateMarket is stableFloat — save 0.5%On-chain BTC (slow confirmations)Fixed — protect against price swings

Choose your rate at fixedfload.vercel.app

⚡ Bitcoin Lightning Network: BTC in Seconds

FixedFloat was the first instant swap exchange to integrate Bitcoin’s Lightning Network.

Lightning Network Features

FeatureBenefit⚡ SpeedSeconds (not 10–60 minutes)💸 CostNear-zero network fees (<$0.01)🔄 BidirectionalSend ANY coin → receive Lightning BTC🔁 ReverseSend Lightning BTC → receive ANY coin

Lightning Use Cases

What You Can DoHowSend ETH, receive Lightning BTCConvert any coin to instant BitcoinPay Lightning invoiceBOLT11 → receive USDT, XMR, SOLTop up Lightning walletFastest way to fund Phoenix, Breez, MuunConvert Lightning fundsLightning BTC → on-chain ETH

Speed Comparison

MethodTimeLightning BTC (FixedFloat)1–10 secondsOn-chain BTC (traditional)10–60 minutes

Lightning changes everything for Bitcoin swaps.

🔄 How FixedFloat Works (3 Simple Steps)

Step 1: Select Coins & Rate Type

FieldActionYou sendSelect coin (BTC, ETH, XMR, SOL, etc.)You receiveSelect destination coinAmountEnter how much to sendRate typeFixed (1%) or Float (0.5%)Wallet addressEnter your receive address

Step 2: Send to Deposit Address

ActionDetailUnique address generatedOne-time deposit address for your orderSend exact amountFrom your wallet to that addressLightning supportedBOLT11 invoices for BTC Lightning

Step 3: Receive in Your Wallet

ActionDetailAutomatic detectionFixedFloat sees your depositInstant swapExecutes at agreed rateAutomatic sendConverted funds sent to your wallet

Total time: Minutes (seconds with Lightning). No manual steps after sending.

Start your swap at fixedfload.vercel.app

🔒 No KYC, No Registration — Since 2018

FixedFloat is one of the most private exchanges operating today.

Privacy FeatureFixedFloatEmail required?❌ NoPhone number?❌ NoID verification?❌ NoSelfie?❌ NoProof of address?❌ NoAccount needed?❌ Optional (only for history)

Optional Account

You can optionally create an account to:

View your exchange history
Track past orders
No KYC even with account

FixedFloat does reserve the right to request proof of funds if transactions are flagged — but this is rare for standard swaps.

💸 Fees: The Most Competitive in Instant Swaps

Fee TypeFixed RateFloating RateService fee1%0.5%Network feeIncludedIncludedMinimum feeLowest availableLowest available

Fee Comparison

ExchangeFee (typical)KYCLightningFixedFloat0.5–1%❌ No✅ YesChangeNOW0.5–2%Optional❌ NoSimpleSwap0.5–2%Optional❌ NoBinance (CEX)0.1%✅ Required❌ No

FixedFloat is competitive on fees — and unbeatable on privacy + Lightning.

💎 100+ Supported Coins & Networks

FixedFloat focuses on quality over quantity — major, liquid assets across networks people actually use.

Major Coins Supported

CoinNetworks₿ BTCOn-chain + Lightning Network⟠ ETHEthereum, Arbitrum, Optimism, Base, zkSync💵 USDTERC-20, TRC-20, BEP-20, SPL, Arbitrum🔒 XMRMonero (rare no-KYC support)◎ SOLSolana🔷 LTCLitecoin🟡 BNBBNB Chain💧 XRPXRP Ledger🔵 ADACardano🐕 DOGEDogecoin🔵 USDCMultiple networks+90 more —

Monero (XMR) — Fully Supported Without KYC

FixedFloat is one of the few exchanges that supports Monero swaps without KYC. Users consistently cite this as a key reason for choosing FixedFloat.

Layer-2 Networks

L2SupportArbitrum✅ NativeOptimism✅ NativeBase✅ NativezkSync Era✅ Native

Swap ETH directly to ARB or OP without bridging through mainnet first.

🔧 API & Telegram Bot

REST API

FixedFloat’s API lets developers:

Query exchange rates
Create orders programmatically
Track transaction status
Build FixedFloat-powered exchange functionality into apps, bots, or services

Telegram Bot: @FixedFloatBot

FeatureWhat You Can DoExecute swapsDirectly in TelegramCheck ordersTrack statusPrice alertsGet notifiedWallet swapsFrom TON and EVM wallets

No browser required.

🤝 Affiliate Program

FixedFloat’s affiliate program is free to join and open to anyone.

FeatureDetailCost to joinFreeRequirementsNone (no existing account needed)CommissionPercentage of service fee on every referred swapDashboardReal-time trade tracking and earningsPaymentPer-swap commission

🛡️ Security & Trust

Security FeatureFixedFloatCustody modelNon-custodial — your funds never storedFunds flowYour wallet → order address → swap → your walletHistoryOver 2,100 Trustpilot reviewsFounded2018–6+ years runningLightningFirst instant exchange to integrateSupport24/7 live chat

Important Note

FixedFloat experienced security incidents in early 2024 but resumed normal operations after addressing infrastructure. As with any service, use sensible amounts and verify the deposit address before sending.

📊 FixedFloat vs. Competitors

FeatureFixedFloatChangeNOWSimpleSwapBinanceKYC required❌ NoOptionalOptional✅ YesAccount needed❌ NoOptionalOptional✅ YesLightning Network✅ Yes❌ No❌ No❌ NoMonero (XMR)✅ No-KYC✅ No-KYC✅ No-KYC❌ Not listedMinimum swap$1~$2~$2~$10Float rate fee0.5%~0.5%~0.5%0.1% (but KYC)Fixed rate fee1%~1%~1%N/ANon-custodial✅ Yes✅ Yes✅ Yes❌ NoFounded2018201720182017

For no-KYC, Lightning, and Monero — FixedFloat is the best choice.

❓ Frequently Asked Questions

Q: What is FixedFloat?

A: FixedFloat is a fully automatic, non-custodial cryptocurrency exchange founded in 2018. No registration, no KYC, 100+ coins, Lightning Network support, and fees from 0.5%. Swap at fixedfload.vercel.app.

Q: Do I need to create an account?

A: No — account is optional. You can swap without any registration. An optional account lets you view exchange history.

Q: Does FixedFloat require KYC?

A: No — no ID, no selfie, no proof of address for standard swaps. FixedFloat reserves the right to request proof of funds if transactions are flagged (rare).

Q: What is the difference between fixed and floating rates?

A: Fixed rate (1% fee): Rate locked at submission — exact amount guaranteed. Floating rate (0.5% fee): Rate based on live market price at confirmation — lower fee, slight rate risk.

Q: How fast are swaps?

A: Most complete within minutes. Lightning Network BTC: seconds. On-chain BTC: 10–30 minutes. Ethereum/L2: 1–3 minutes.

Q: Does FixedFloat support Lightning Network?

A: Yes — FixedFloat was the first instant exchange to integrate Lightning. Send any coin → receive Lightning BTC, or send Lightning BTC → receive any coin.

Q: What is the minimum swap?

A: $1 — among the lowest available on any exchange.

Q: What coins does FixedFloat support?

A: 100+ coins including BTC (on-chain + Lightning), ETH, USDT (ERC-20, TRC-20, BEP-20, SPL), XMR, SOL, LTC, BNB, XRP, ADA, DOGE, USDC, and 90+ more.

Q: Does FixedFloat support Monero (XMR)?

A: Yes — XMR is fully supported without KYC. This is a key reason many users choose FixedFloat.

Q: Is FixedFloat safe?

A: FixedFloat is non-custodial (your funds never stored) and has operated since 2018. The platform experienced security incidents in early 2024 but resumed normal operations. As with any service, use sensible amounts and verify deposit addresses.

Q: Does FixedFloat have an API?

A: Yes — full REST API for rates, orders, and tracking. Also a Telegram bot (@FixedFloatBot) for swaps and alerts.

Q: How do I contact support?

A: 24/7 live chat available on the website.

🚀 Final Verdict: The Best No-KYC Instant Swap Since 2018

FixedFloat is the simplest, most private, and fastest way to swap crypto without accounts or KYC.

Why FixedFloat is the best choice for instant swaps:

BenefitWhy It Matters🔒 No KYCComplete privacy — no ID, no selfie📝 No accountSwap in 3 steps, no registration⚡ Lightning NetworkBTC in seconds, near-zero fees💸 Low fees0.5% float / 1% fixed💵 $1 minimumSwap any amount🔄 100+ coinsBTC, ETH, XMR, SOL, XRP, and more🔐 Non-custodialYour funds never stored📅 Since 20186+ years of operation🤖 API + TelegramProgrammatic swaps and bot support

The bottom line: If you want to swap crypto quickly, privately, and without creating yet another account — FixedFloat is your answer.