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Designing a Digital Wallet System: Balance Management, Top-Up & P2P Transfers

By Arvind Kumar · Published March 24, 2026 · 1 min read · Source: Fintech Tag
Payments
Designing a Digital Wallet System: Balance Management, Top-Up & P2P Transfers

How does a digital wallet work? When users add money to their wallet, transfer funds to other users, or pay merchants, how does the system…

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