Blockchain.com rolls out crypto backed loans for Bitcoin, Ethereum, and USDC holders

The global product lets users borrow against Bitcoin, Ethereum, and USDC as crypto backed lending tops $70 billion.

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Add us on Google by Estefano Gomez May. 14, 2026

Blockchain.com launched Crypto Backed Loans globally, allowing users to borrow against their digital assets without selling them.

The product lets clients use Bitcoin, Ethereum, and USDC as collateral to access liquidity for large expenses, including property purchases, business investments, tax planning, and other financial needs. Blockchain.com said loan rates start as low as 1.9% per year, positioning the offer among the more competitive products in the crypto lending market.

The launch expands Blockchain.com’s consumer and wealth business and comes as the crypto-backed lending market has surpassed more than $70 billion. The company said the product is available globally and is designed for large crypto holders seeking competitive pricing, higher borrowing capacity, and a premium client experience.

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CEO and founder Peter Smith said crypto-backed lending has been one of the most requested products on Blockchain.com’s platform, adding that the company plans to compete aggressively in the category.

Smith said Blockchain.com is not entering the market from a standing start, citing its existing liquidity, infrastructure, risk management, and client service capabilities. The company said those tools already support institutions and wealth clients and will now be brought to a broader user base.

The product gives long-term holders a way to access liquidity while maintaining exposure to their assets. Instead of selling crypto to raise cash, users can pledge collateral and borrow against it, though permitted uses may vary by jurisdiction.

Blockchain.com also plans to expand into lending transfers for high-net-worth individuals. The company said it aims to use blockchain infrastructure to make crypto-backed credit a more competitive alternative to traditional borrowing products.

The launch adds to Blockchain.com’s broader push to become a financial hub for crypto users. The company operates across more than 70 jurisdictions and says it has processed over $1.2 trillion in transactions.

Disclosure: This article was edited by Estefano Gomez. For more information on how we create and review content, see our Editorial Policy.