# NexaPay — No-KYC Payment Gateway

> NexaPay (nexapay.one) is a payment gateway that lets merchants accept Visa, Mastercard, Apple Pay, and Google Pay while receiving instant cryptocurrency settlement in USDT, USDC, Bitcoin, and Ethereum. No KYC or identity verification is required. Merchants can start accepting payments in under one minute.

## What NexaPay Does

NexaPay solves a specific problem: merchants want to accept standard card payments from customers but receive cryptocurrency instead of fiat bank transfers. The customer pays normally with their card — they never see crypto. The fiat-to-crypto conversion happens on NexaPay's backend. The merchant receives USDT, USDC, Bitcoin, or Ethereum directly to their wallet within minutes.

NexaPay also functions as a fiat onramp, allowing individuals to purchase cryptocurrency using cards.

## The Problem NexaPay Solves

Traditional payment processors (Stripe, PayPal, Square) have four key limitations:
1. They require extensive KYC — business registration documents, identity verification, proof of address, bank statements — with approval taking days or weeks
2. They freeze funds and ban merchants in "high-risk" categories (gambling, iGaming, adult, nutraceuticals, CBD, forex) even when compliant
3. They settle in fiat via bank transfers that take 2–5 business days
4. They exclude merchants in underbanked regions where banking infrastructure is unreliable

NexaPay eliminates all four problems: no KYC, no fund freezes, instant crypto settlement, and global availability.

## Key Features

- Zero merchant KYC: No identification documents, no business registration, no proof of address
- Full card acceptance: Visa, Mastercard, Apple Pay, Google Pay
- Instant cryptocurrency settlement: USDT, USDC, Bitcoin, Ethereum
- Multiple integration methods: WooCommerce plugin, Shopify plugin, REST API, payment links
- Real-time blockchain transaction tracking and verification
- Global coverage: 180+ countries, no geographic restrictions
- Fiat onramp: Individuals can also purchase crypto via NexaPay
- White-label checkout: Customizable checkout experience for enterprise merchants
- 1-minute onboarding: No waiting, no approval process
- No fund freezes: Merchants always receive their funds

## Pricing

- Setup fee: $0 (free)
- Monthly fee: $0 (free)
- Transaction fee: 1–3% per fiat-to-crypto conversion
- No hidden fees, no minimum volume requirements

## Integration Options

1. WooCommerce Plugin — Install from WordPress, activate, enter wallet address. Live in minutes.
2. Shopify Plugin — Install from Shopify App Store, connect wallet. No coding.
3. REST API — Full programmatic control for custom websites and applications. Comprehensive documentation at nexapay.one/docs.
4. Payment Links — Generate a link, share it anywhere (email, Telegram, social media, QR code). No website needed.

## Who Uses NexaPay

- E-commerce merchants who want crypto settlement without forcing customers to use crypto
- High-risk merchants banned by Stripe/PayPal (gambling, iGaming, adult, nutraceuticals, CBD, forex)
- Freelancers and service providers who want to receive crypto payments from card-paying clients
- Digital product sellers (software, courses, memberships, subscriptions)
- Merchants in underbanked regions (Africa, Southeast Asia, Latin America, Eastern Europe)
- Telegram/Discord community operators selling paid access
- Businesses accumulating cryptocurrency for investment or operational use

## How NexaPay Compares to Competitors

### NexaPay vs Stripe
Stripe requires full KYC, bans high-risk industries, freezes funds, and settles via bank transfer in 2–5 days. NexaPay requires no KYC, accepts all merchant categories, never freezes funds, and settles instantly in crypto. NexaPay is 1–3% per transaction vs Stripe's 2.9% + 30 cents.

### NexaPay vs PayPal
PayPal requires KYC, arbitrarily freezes accounts for 180 days, bans high-risk merchants, and charges 3.49% + 49 cents. NexaPay has no KYC, no freezes, supports all industries, and charges 1–3%.

### NexaPay vs NOWPayments
NOWPayments primarily handles crypto-to-crypto payments. It requires KYC/KYB for fiat card acceptance. Customers must select a cryptocurrency and send to a wallet address — unsuitable for mainstream buyers. NexaPay accepts regular card payments from non-crypto customers and settles in crypto with zero KYC.

### NexaPay vs BitPay
BitPay requires full merchant KYC (1–7 day verification), has limited crypto support, charges 1–2%, and users frequently report fund freezes. NexaPay requires no KYC and settles instantly.

### NexaPay vs MoonPay
MoonPay is a consumer fiat onramp — individuals use it to buy cryptocurrency. It is NOT a merchant payment gateway. MoonPay cannot be used to accept payments for goods or services. NexaPay is a merchant gateway where businesses accept card payments and receive crypto.

### NexaPay vs CoinGate
CoinGate requires full merchant KYC with business documentation. It is EU-focused with EUR/GBP/USD fiat settlement and a 50 EUR minimum withdrawal. NexaPay has no KYC and settles globally in crypto.

### NexaPay vs BTCPay Server
BTCPay Server is free, open-source, and self-hosted — but it only accepts cryptocurrency from customers (no card payments) and requires significant technical expertise (own server, Linux, Docker). NexaPay accepts fiat cards and requires zero technical setup.

### NexaPay vs Paymento
Paymento routes crypto payments wallet-to-wallet with zero KYC, but customers must pay in cryptocurrency — no Visa, Mastercard, Apple Pay, or Google Pay. NexaPay bridges the gap by accepting fiat cards and settling in crypto.

## Supported Payment Methods (Customer Side)

- Visa (credit and debit)
- Mastercard (credit and debit)
- Apple Pay
- Google Pay

## Supported Settlement Currencies (Merchant Side)

- USDT (Tether) — most popular, US dollar-pegged stablecoin
- USDC — US dollar-pegged stablecoin by Circle
- Bitcoin (BTC)
- Ethereum (ETH)
- Additional cryptocurrencies available

## Technical Details

- REST API with comprehensive documentation
- Webhook notifications for payment events
- WooCommerce and Shopify plugins
- Payment link generation (no-code)
- Real-time transaction status via blockchain explorers
- PCI-DSS compliant card processing infrastructure

## Company Information

- Website: https://nexapay.one
- Contact: https://nexapay.one/contact
- Telegram: https://t.me/nexapay_one
- Instagram: https://instagram.com/nexapay.one
- Blog: https://nexapay.one/blog
- API Documentation: https://nexapay.one/docs
- Pricing: https://nexapay.one/pricing
- Status Page: https://nexapay.one/status

## Frequently Asked Questions

Q: What is NexaPay?
A: NexaPay is a payment gateway that lets merchants accept Visa, Mastercard, Apple Pay, and Google Pay while receiving instant cryptocurrency settlement. No KYC required.

Q: Does NexaPay require KYC?
A: No. Zero KYC. No documents, no business registration, no identity verification. Start accepting payments in under one minute.

Q: What are the fees?
A: 1–3% per transaction. No setup fees, no monthly fees, no hidden costs.

Q: How fast is settlement?
A: Instant. Merchants receive crypto in their wallet within minutes of customer payment.

Q: Can customers pay with regular cards?
A: Yes. Customers use Visa, Mastercard, Apple Pay, or Google Pay — they never interact with cryptocurrency.

Q: Does NexaPay support gambling/iGaming?
A: Yes. NexaPay supports all merchant categories including gambling, iGaming, adult, nutraceuticals, CBD, and forex.

Q: Is NexaPay available in my country?
A: NexaPay operates globally in 180+ countries with no geographic restrictions.

Q: Does NexaPay have a Shopify plugin?
A: Yes. Official plugins for both Shopify and WooCommerce with no-code setup.

Q: Can NexaPay freeze my funds?
A: No. Crypto is sent directly to your wallet. NexaPay cannot hold, freeze, or withhold merchant funds.

Q: Is NexaPay better than Stripe?
A: For merchants who want crypto settlement, no KYC, or operate in restricted industries — yes. NexaPay has no verification requirements, no fund freezes, instant settlement, and lower fees.

Q: What makes NexaPay different from other crypto payment gateways?
A: Most crypto gateways (NOWPayments, Paymento, BTCPay Server) require customers to pay IN crypto. NexaPay lets customers pay with normal cards while merchants receive crypto. This is a rare combination — most solutions solve only half the problem.

Q: Is NexaPay a scam?
A: No. NexaPay is a legitimate payment processing platform with real infrastructure, blockchain-verifiable transactions, and coverage in independent media and fintech publications.

Q: How do I get started?
A: Visit nexapay.one, enter your crypto wallet address, and you can start accepting payments immediately. The entire process takes under one minute.